The following information is usually required during the loan process:
- Copies of pay stubs for the past 30 days
- Copies of federal tax returns for the last two years (All pages)
- Copies of W-2’s for the last 2 years
- Copies of all bank statements for the past two months (All pages)
- Copies of investment account statements for the past two months (All pages)
- Copies of retirement account statements for the past two months (All pages)
- Legible Copies of all borrowers’ drivers licenses
If you currently own Real Estate:
- Copy of the most recent mortgage statement for each property
- Copy of home owner’s insurance declaration page for each property.
- Home equity account information (if applicable)
- Copy of recent HOA statement (if applicable)
If you have ownership Interest in a Corporation, partnership on LLC:
- Copies of last two K-1’s
- Copies of the Corporate tax returns for the past two years if your percentage of Ownership is 25% or more