The following information is usually required during the loan process:

  • Copies of pay stubs for the past 30 days
  • Copies of  federal tax returns for the last  two years (All pages)
  • Copies of W-2’s for the last 2 years
  • Copies of all bank statements for the past two months (All pages)
  • Copies of investment account statements for the past two months (All pages)
  • Copies of retirement account statements for the past two months (All pages)
  • Legible Copies of all borrowers’ drivers licenses

If you currently own Real Estate:

  • Copy of the most recent mortgage statement for  each property
  • Copy of home owner’s insurance declaration page for each property.
  • Home equity account information (if applicable)
  • Copy of recent HOA statement (if applicable)

If you have ownership Interest in a Corporation, partnership on LLC:

  • Copies of last two K-1’s
  • Copies of the Corporate tax returns for the past two years if your percentage of Ownership is 25% or more